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- 0% APR for 6 Months on Balance Transfers*
- Exclusive Rewards Program - Receive 1% cash back on purchases or points that can be redeemed for travel on any airline at anytime
- Limited Membership - Limited to ensure the highest caliber of personal service is provided to every Cardmember
- 24-Hour Concierge Service - Enjoy our 24-hour world class Concierge Service, ready to assist you with all your travel, leisure and personal needs
- Patent Pending Carbon Card - The Black Card has a unique carbon design, guaranteed to get you noticed
- Travel Lounge Priority Pass - World's largest independent airport VIP lounge program, allowing you access to more than 500 airport lounges in over 90 countries worldwide.
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- Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
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- Reports to ALL 3 Bureaus
- No Credit Check
- Be Approved Regardless of Credit History
- Special High Introductory Savings Rate
- Bonus $3,000 credit line with My Computer Club
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* Terms and conditions apply

- 0% APR on purchases for 6 months
- No annual fee
- Your income, employment and credit are not factors!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $10,000
- 25 day grace period
- Use the card everywhere you see the visa/mastercard logo
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- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5,000.00
- Get cash at over 740,000 ATMs
- Accepted wherever MasterCard® is accepted
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